You are willing to go through the application process and feel you are a strong enough candidate to earn a substantial financial aid package.

Private Colleges may offer just what you are looking for, and could potentially offer you the funding to make them worth your while.

If the schools don’t pony up the dough (or won’t because your application doesn’t seem worth it to them), you may end up spending way too much for a college education.  Think about what it will be like paying off student loans when you are 50.

The cost of going to a state school can vary widely, depending on whether or not you are a resident of the state where the school is located. For in-state students, the price tag is usually pretty reasonable, but many of these schools don't have much additional money to offer beyond the basic federal aid.

Public Colleges have much more reasonable price tags, especially if you are an in-state applicant.  These schools might offer much more bang for the buck.

If you have your heart set on an out-of-state public college, you may be charged up to double the tuition than in-state applicants.

Community Colleges are usually the least expensive option. Which is why some students aiming for a four-year college degree will start out attending a community college for a year or two to save money, then transfer to a four-year college or university.

Community colleges charge a reasonable price per credit hour, making those core courses much more affordable.  The fact that they are in your community means you can also save big on other college expenses like room and board.

Not all schools accept all Community College transfer credits, so make sure you do the research before signing up.