Accidental Means
Categories: Trusts and Estates, Tax, Retirement
Accidental means that, for the insurance policy to pay, the death had to have been an accident. No, the wife can't kill you and then pass Go and collect a million dollars (or at least, she can't have been convicted of doing so). That accident has to have, in fact, been an accident that was reasonable, meaning that if you jumped over a cliff expecting to not get violently injured, then pal...that one's on you.
