Active Income

  

You work. You actively haul bricks. You actively correct lens optics on telescopes in space. You actively work, so you actively earn income, on which you're actively taxed at ordinary income rates by the kindly, loving people of the IRS.

Specifically, when you're active, the IRS views you as taxable fodder if you work 500+ hours in the year. The key concept maps to passive income, which is just income derived from investments, i.e., things like dividend income, bond interest, and rent payments. Those would be passive income elements, even if you had to work really hard to collect the money.

Related or Semi-related Video

Finance: What are Active Investing and A...4 Views

00:00

Finance a la shmoop.. what are active investing and active management? Active

00:09

doing something, active as in trying to beat the market by trading stocks active [People riding a bike on stock market appears on board]

00:15

as in humans making decisions often with the help of computers trying to beat

00:20

their index or the overall market ie the S&P 500 that's what we mean by the

00:24

market active; investing.. active; management okay

00:29

passive just passive.. active is what hedge funds and mutual funds and any

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kind of funds that have a strategy do they actively try to invest money such

00:40

that the performance of their portfolio does better than whatever index or

00:45

benchmark it's measured against and notice were not talking about after-tax [Man discussing active investments]

00:50

performance here because remember every time you trade in a taxable account

00:54

while the attacks men cometh but we won't go there right now..... Your benchmark

01:01

compare is versus the S&P 500 and you manage a broadly based mutual fund the

01:07

passive investing cousin in this investment is an index fund think ticker

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SPY, that's the biggest S&P 500 index fund well index funds are not actively

01:18

managed they are passively managed they just sit there and get tweaked a little [Pile of money grows larger overnight]

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bit each year or really each quarter to kind of mirror the S&P 500 or whatever

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their index is supposed to mirror but they just kind of sit there there's no

01:31

human trying to beat the market they are the market index funds are the

01:35

market and yeah 99% of actively managed funds don't beat the market over any

01:42

extended period of year like five or ten years very few ever beat the market and

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essentially none of them beat the market after taxes so then why would someone

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invest in an actively managed mutual fund when they're paying taxes and

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they're thinking about an index fund as a comparable well basically they're one [Mutual funds on a table and a lollipop appears]

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of these so yeah don't be one of these guys

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Finance: What are Passive Investing and Passive Investors?
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