Bag Holder

  

In eighteenth century British slang, a person who was "left holding the bag" was the chap who was stuck holding onto the stolen goods, and thus being arrested, while the rest of the nefarious criminal gang escaped.

As adapted (and rearranged) for U.S. financial slang, a bag holder is a shareholder left holding shares of worthless stocks.

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Finance: What are Debt Service and Debt ...3 Views

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Finance, a la shmoop. What is debt service and debt service ratios? Well debt

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service is just the interest you pay on debt in a given year. Like you're [Definition written on a 100 dollar bill]

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servicing the debt, like think about the oil demanded by a robot in a year she

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demands to be serviced and the oil you serve her will you know quench her [Robot drinking oil]

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thirst. Well debt service can be easy or it can

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be hard, like whatever.com has 50 million bucks of 6 percent debt costing 3 [The debt service calculation is shown]

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million a year to service. Well if whatever.com had 40 million bucks in [Vault full of money]

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cash profits servicing its debt would then be easy and it would have a debt [Someone repeatedly pressing an easy button]

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service ratio of 40 over 3 or 13 and 1/3 times coverage. Said another way the odds [The ratio calculation is shown]

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that whatever.com would find itself in a position that it couldn't service

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its debt are well very low. But think about the other side of the coin if [Somone about to flip a coin]

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whatever.com had only 4 million dollars in cash profits well then it's debt

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service ratio is 4 over 3 meaning that 75% of its cash flow leaves the company [Money going from whatever.com to the lenders]

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and goes into the coffers of the kindly loving lenders who are nervous about the

01:13

company falling into default and going bankrupt which does not make the oil go

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down easy... [Robot drinks oil and spits it out]

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