Balance Billing

Balance billing is the practice in which a patient is billed for/pays for the balance owed after health insurance coverage is subtracted from what the doctor or health provider actually charged for the visit or procedure.

Beats the opposite, where you, the injured insured, have to first pay up front, cash out of your own pocket, cash you likely don't easily have available...only to then wait (and pray) to be reimbursed by the insurance company.