Bank Reconciliation Statement

  

A bank reconciliation statement is the document that attempts to reconcile the company's bank account with its financial records. In that sense, it is the restoration of friendly relations between a company's banker and a company's accountant through the agreement on the deposits, withdrawals, and financial activity impacting a bank account every month and beyond (usually monthly and then annually).

The bank reconciliation statement gives a summary of a company's income versus expenditures from two sources to provide a concise picture of the company's financial health. Or lack thereof.

Related or Semi-related Video

Finance: What is a Consolidated Income S...12 Views

00:00

Finance a la shmoop what is a consolidated income statement? alright

00:08

people put it together consolidated combined and yeah put [Rabbit appears in a cage]

00:13

together imagine that..well think of a consolidated income statement as a

00:17

mash-up of the income statements of two merging companies sort of like you know [Company merges into another]

00:23

when Rihanna met Eminem and there was that monster thing under the bed Reese's

00:28

Pieces thing you know peanut butter and chocolate and they mashed up and they

00:31

were awesome yeah together all right well yeah well only in this case we have

00:34

a consolidated income statement accounting is never that exciting we

00:38

have two drink company's lemonade stands are us being mashed up or consolidated [Boy stood at a lemonade stand]

00:43

with harmonic and peaceful make like a mint and leave yeah that's their

00:48

competitor so let's look at them line by line side by side and go through the

00:51

process of consolidation note the first line here as we compare the hindsight [Lemonade stand company balance sheets appear]

00:55

year of 2020 where lemonade stands our US had 20,000 units of lemonade sold and

01:02

make like a mint and leave had 10,000 units of tea sold so 30,000 if we were

01:08

reporting a consolidated income statement under the new company called

01:12

Le-mint-ade stands are us sorry we could stretch for that then yeah we'd report

01:18

30,000 total drink units sold and yes the number would be a bit more vague

01:23

because it wouldn't necessarily state what was lemonade and what was tea and

01:28

doing solid accounting separately we would probably break out those numbers

01:32

as separate line items if we were actually really good and no you cannot [Lemonade poured into a barrel]

01:36

pour them together and just make them one big fat Arnold Palmer sorry so now

01:41

go down to the revenues line alright the gross revenues from lemonade of 20,000

01:45

would simply be added to the gross revenues of 8,000 bucks for a mint

01:49

to show consolidated income statement revenues of $28,000 with net revenues of

01:55

19,000 plus 7,000 there or 26,000 using advanced calculus to find these numbers

02:00

now go down to the expenses area alright this mashup is well less elegant [Expenses section highlighted on balance sheet]

02:05

in it we don't have apples to apples consolidation like we do in the revenues

02:09

category where dollars map cleanly to dollars on the

02:13

expences lines well tea comprises different elements than lemonade so and

02:17

we've got some stretching to do we still have dollars but they're attributed to

02:21

different kinds of costs in the merged Mint company we have new line items like

02:26

pots and soil and greenhouse rent none of which are items in our lemonade

02:32

stand business because in the mint tea business we grow our own stuff that's [Person give thumbs up at tea plants]

02:35

kind of cool right so more than likely good accounting would simply itemize

02:39

each of these elements producing a detailed and granular income statement

02:44

that would eventually well basically add one side with the other noting the

02:48

pre-tax profits of eight thousand bucks from lemonade combining with sixteen

02:53

hundred dollars of profits for a mint for total pre-tax profits of 9600

02:58

dollars is it likely that the combined company finds what are called synergies

03:03

that is with more volume of product being ordered and/or more volume of [Definition of synergies appears on 100 dollar bill]

03:07

advertisements being placed might the merged company benefit from volume

03:12

discounts? sure what about cross promotion from lemonade drinkers to tea

03:17

drinkers sure what about the cost of accountants who used to separately

03:21

prepare each statement for taxes now combining efforts likely at relatively

03:26

cheaper prices per dollar earned? yes they negotiate with accountants like us

03:30

and get a better price all right well the gist is that when you consolidate an

03:34

income statement you're usually merging with or acquiring

03:38

a competitor or supplier in an analogous business space and most of the time good [Boy and girl cheering at a lemonade stand with stacks of cash]

03:43

things happen so yeah now that you know how to consolidate an income statement

03:47

you can well you know get busy..

Up Next

Finance: What is an Omnibus Account?
111 Views

An omnibus account is an investment account in which a collection of investors have invested their capital to own a pro rata share of that cooperat...

Finance: What is an Income Statement?
51 Views

What is an income statement? Income statements are important financial documents that all companies keep to track profitability. It shows figures t...

Finance: What is a Merchant Account?
4 Views

A merchant account is a banking account owned by...a merchant, i.e. someone selling something. Or just someone with a few grand in the bank and dec...

Finance: What is a Wrap Account?
31 Views

A wrap account is an account that wraps into one annual fee all of the services you'd normally pay for a la carte at a given brokerage.

Find other enlightening terms in Shmoop Finance Genius Bar(f)