Bridge Insurance
Protection against a bridge getting destroyed.
Sure, if the Golden Gate Bridge were to explode and collapse into the bay, lots of lives would be ruined (terrestrial and maritime), but at least whoever owns it would be insulated from losing the ridiculously high $5 per car toll if they have bridge insurance.
What’s that? The toll went up to $8 per car on July 1, 2018? Perhaps if more people Googled the toll rates and posted complaints about them on Facebook and Twitter, it would help bring the toll down…