Dissaving

Categories: Econ, Financial Theory

Don't like saving? Well, we don't either, but saving is better than dissaving, which is when you spend more money than you're making.

Dissaving is basically "negative saving," where you're spending more money than is available to you via income, rather than saving extra income.

If you have no savings, you're racking up credit card, or other debt. If you do have some savings, maybe you're dipping into those reserves. Which is what they're for, when you need them (key word: "need"). If you can afford it, be a saver instead of a dissaver. Saving will allow you to dissave in the future when you need to.

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