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Finance: What is Collateralized Mortgage Obligation (CMO)?
65 Views

What is Collateralized Mortgage Obligation (CMO)? A CMO is a mortgage bond that consists of a large number of different individual mortgages bundle...

Finance: What are Secured Bonds v Unsecured Bonds, and what is Non-Recourse Debt: Debentures (Subordinated and Senior)?
68 Views

When a bond is secured, it means it's protected, i.e. there are assets that would be forfeited if repayment is not made. When it's unsecured... it'...

Finance: What is Counterparty Risk?
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What is Counterparty Risk? Counterparty risk is the risk to either party within a transaction that the other will not or be unable to abide by the...

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Finance: What is the Free Rider Problem? 10 Views


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Description:

What is the Free Rider Problem? The free rider problem occurs when people take more than their contributed fair share of a common resource. In the case of public services that are supported by taxpayer dollars, such as schools, medical treatment, and food stamps, those that do not pay any taxes who collect on these services are essentially free riding.

Language:
English Language

Transcript

00:00

finance a la shmoop. what is the free rider problem? free rider not Easy Rider

00:08

but a great film ask your parents about it and go watch it someday.

00:11

alright and if there was any confusion this video is not about ebikes either. [kid holds up VHS in a movie rental store]

00:16

you know those battery-powered bikes? okay so you're a tax derelict. you hate

00:21

paying taxes so much you just don't. but then North Korea sends over a nuke.

00:27

well it's about ten miles off the coast just about to make you glow in the dark

00:31

forever, when one of our homing robot defense missiles shoots out the belly of

00:36

a nuclear sub, and blows that nuke from North Korea all the smithereen. thank you

00:41

very much. so now the country is safe not so much North Korea but that's a

00:46

different story. well you didn't want to pay your taxes. [missile flies through the air]

00:49

you didn't want to fund that sub or the brave sailors in it or the homing drone

00:55

or the myriad other fancy tech things that powered it. you deadbeat tax non

01:00

payer that you are, you wanted a free ride. a free ride on everyone else's hard

01:06

earned money that they paid taxes on. all right so how do we avoid this problem

01:11

like you? well we have the IRS and they have an army of geeks who make sure you

01:16

pay your taxes, so you can't just freeride on the rest of our backs. and if

01:21

you don't pay your taxes you face serious jail time and we'll have to end

01:24

up paying more than if you just fallin in step and pay your taxes on time along [man is thrown in jail.]

01:28

with everyone else. got it all right free-rider problem solved.

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